Credit Building, Unified

Build your personal and business credit in one place

LineBridge reports tradelines to all three major credit bureaus every month. One platform for both your personal score and your business credit profile.

71M
Americans with limited credit
3
Bureaus reported to monthly
2-in-1
Personal + Business credit

Credit building is broken into two separate worlds

Personal credit tools ignore business

Apps like Kikoff and Self only report to personal credit bureaus. If you're a business owner, you're left building two profiles on two platforms with two subscriptions.

Business credit tools ignore personal

Nav and FairFigure focus exclusively on D&B and business Experian. Great for your LLC, useless for your personal FICO score. You shouldn't have to choose.

Setup is confusing and expensive

Most credit builders hide behind complex loan structures or require bank accounts. LineBridge is straightforward: sign up, get your credit lines, start building.

How LineBridge works

01

Sign up and choose your plan

Pick personal, business, or both. One-time setup gets your accounts created and reporting started within 30 days.

02

Access digital products

Your credit line funds access to financial tools, courses, and resources. Every purchase creates a tradeline that gets reported monthly.

03

Watch your score grow

Monthly on-time payments are reported to Experian, Equifax, and TransUnion. Your credit history builds automatically.

Reported to every major bureau, every month

Experian

Personal + Business

Equifax

Personal + Business

TransUnion

Personal

Most credit builders report to one or two bureaus. LineBridge reports to all three for personal credit, plus Experian and Equifax for business credit. Complete coverage, no gaps.

Simple, transparent pricing

No hidden fees. No interest charges. No credit check required.

Personal
$9.99 /mo
Build your personal credit score
  • Reports to all 3 personal bureaus
  • Digital product access included
  • Monthly payment tracking
  • Credit education resources
Business
$19.99 /mo
Build your business credit profile
  • Reports to business credit bureaus
  • Business tradeline reporting
  • D&B and Experian Business
  • Business credit monitoring

$99 one-time setup fee covers account creation, bureau registration, and your first month of reporting.

Your credit should work as hard as you do

71 million Americans are locked out of financial opportunities because of thin credit files. Business owners juggle separate systems for personal and business credit. LineBridge puts it all under one roof. One subscription. All bureaus. Both profiles. Built for people who are building something.